Why We Carry a Mortgage

One has to have a clear and realistic budget. For many, housing costs are the biggest budget category. This is also the case for me and my family. Our home mortgage, property taxes, and home insurance make up about 35% of spending. That said, it’s worth considering ways to reduce costs in this budget category. And paying off the mortgage would definitely reduce costs – at a price. Continue reading “Why We Carry a Mortgage”